{"id":135,"date":"2004-10-05T17:17:08","date_gmt":"2004-10-05T21:17:08","guid":{"rendered":"http:\/\/www.scaredpoet.com\/wordpress\/?p=135"},"modified":"2004-10-05T10:34:48","modified_gmt":"2004-10-05T14:34:48","slug":"the-micropayment","status":"publish","type":"post","link":"https:\/\/scaredpoet.com\/blog\/?p=135","title":{"rendered":"The Micropayment"},"content":{"rendered":"<p>Sometimes I wonder why I still use a toll-free and long distance provider.  Considering my cell phone plan includes long distance, and my home phone is served by a <a href=\"http:\/\/www.scaredpoet.com\/wordpress\/index.php?p=110\">VoIP carrier<\/a> which incurs no long distance charges, there really isn&#8217;t much that a long distance carrier can do for me, considering the same service through them would actually cost me money, where the stuff I use every day essentially offers it for free.  <\/p>\n<p>Unfortunately, neither of those options can be trusted to be 100% reliable in emergencies, and events like 9\/11 and the <a href=\"http:\/\/www.gothamist.com\/archives\/2003\/08\/15\/the_new_york_city_blackout_edition.php\">northeast blackout of 2003<\/a> has taught me the virtues of having a calling card handy, just in case I&#8217;m forced to use a payphone, and a toll free number in case I&#8217;m in good shape but someone else isn&#8217;t and must use a payphone to reach me.<\/p>\n<p>The problem lies in the fact that cell phone coverage issues, VoIP failures, and major national emergencies just don&#8217;t crop up often enough to make this cost effective for poor AT&#038;T or MCI.  Observe september 2004, a month for me where the only urgent situation consisted of one episode of &#8220;oh crap, I forgot my cell phone at home and need to check my voice messages:&#8221;<\/p>\n<p><img decoding=\"async\" src=\"\/images\/ldbill.jpg\" alt=\"ldbill\" \/><\/p>\n<p>I have no idea how I&#8217;m going to pay this one.  No, really, I don&#8217;t.  Not because I don&#8217;t have the cash (hell, even if I was somehow completely broke I&#8217;m sure I could find three discarded pennies on the street).  The problem is getting those three pennies out TO the carrier for payment:<\/p>\n<p>&#8211; A check would cost 37 cents in postage to mail, unofficially imposing a 1233%  surcharge on the payment.  And that doesn&#8217;t include the cost of materials (ordering an $18 box of checks brings the cost of each individual printed check to 6 cents each, meaning the check isn&#8217;t worth the paper it&#8217;s printed on).<\/p>\n<p>&#8211; My bank&#8217;s electronic bill pay feature is free, but <a href=\"\/images\/invalidamt.jpg\">will not accept or  make payments that are less than $1.00<\/a>.<\/p>\n<p>&#8211; I could call up and pay by credit card.  I don&#8217;t think the phone company will like that one.<\/p>\n<p>Or, I could just let the balance languish and see if the phone company sends a collection agency after me.  It would be interesting to see how serious they would be about those 3 cents. \ud83d\ude42<\/p>\n","protected":false},"excerpt":{"rendered":"<p>3 cent long distance bill.<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-135","post","type-post","status-publish","format-standard","hentry","category-gadgets-widgits-and-whatzits"],"_links":{"self":[{"href":"https:\/\/scaredpoet.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/135","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/scaredpoet.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/scaredpoet.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/scaredpoet.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/scaredpoet.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=135"}],"version-history":[{"count":0,"href":"https:\/\/scaredpoet.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/135\/revisions"}],"wp:attachment":[{"href":"https:\/\/scaredpoet.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=135"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/scaredpoet.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=135"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/scaredpoet.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=135"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}